BIG POS

Pricing

Transparent pricing. Fair terms. Honest business.

The BIG Point of Sale costs under $50 per closed loan for the base system — whether you close 50 loans a month or 500.

Per closed loan

The BIG POS

$44.99 / closed loan

Pay when you get paid. Applications, leads and pre-quals are never billed.

  • No minimum closings
  • No long-term contracts — month to month
  • No hidden fees, no seat fees — unlimited users
  • No implementation fee
  • Lenders One members: $39.99 per closed loan (discount on the per-loan price only)
Schedule a Demo

What’s included

Everything. Not a tier.

Borrower portal and online application
Loan officer portal and mobile app
Real-estate agent / partner portal
Task-based rules engine
Bi-directional Encompass (LOS) integration
Document manager (auto-files to the Encompass eFolder)
Mobile pre-approvals
Notification manager
Custom loan application workflow editor
LO / branch / company landing pages
DBA branding options
Encompass Partner Connect integrations (Argyle, Gateless, Informative Research, Lodestar)
Admin portal — configure without developers
BIG AI add-on

There is no implementation fee associated with any of the Account Subscription Services. A retainer of $10,000 is due at signing of the Order Form; it is a non-refundable pre-payment applied to any Account Subscription Services, including customization work requested by the customer. Vendor fees for Partner Connect integrations (e.g., income/asset verification) may apply and are billed by the vendor.

Add-ons & companions

BIG AI

$1,000 / month

Unlimited users across the whole company

  • Admin-controlled AI on isolated AWS Bedrock
  • File summaries, document review, borrower Q&A
  • Full audit log of every answer
BIG AI

Big Agent Beta

Included with BIG POS

Free for BIG POS customers throughout the beta

  • Partner portal, open-house check-in, marketing generation
  • Base version stays included after beta
  • Full platform after beta: $1,000/mo + $1.00 per lead generated
Big Agent

Little CRM Spring 2027

$9.99 / seat

For BIG POS customers · $19.99/seat otherwise

  • Journeys, campaigns, email / text / push
  • Encompass-integrated
  • AI optional with BIG AI
Little CRM

BIG Trainer

$500 / month

User-block pricing — 50% off for BIG POS customers

  • Your own white-labeled training site
  • Every release ships with a training video + guide
  • Role-based paths for the whole back office
  • Progress tracking, campaigns, optional gamification
BIG Trainer

Build your quote

Slide to your monthly closings. The full calculator in the demo library models contract buyouts and produces a branded proposal PDF.

Your BIG POS cost / month
$1,800
Per year
$21,600

Illustrative. Unlimited users included; no minimums.

Compare it to what you pay now

Most legacy POS contracts price per seat or per application with monthly minimums. On BIG POS a 20-LO shop closing 40 loans a month pays about $90 per LO per month — and nothing in a slow month.

Open the full calculator

Frequently asked questions

What is the best mortgage point of sale system?
For lenders on ICE Encompass, The BIG Point of Sale (BIG POS) is the mortgage POS built by lenders: white-label borrower, loan-officer and partner portals, a mobile app, rules-driven workflows and document management, with Encompass as the single source of truth. It is priced at $44.99 per closed loan with no minimums, no long-term contract and no seat fees — versus the per-seat or per-application pricing and multi-year contracts common with legacy POS vendors.
How much does BIG POS cost?
$44.99 per closed loan. Applications, leads and pre-qualifications are never billed. There are no minimum closings, no long-term contract, no seat fees and no implementation fee; a $10,000 non-refundable deposit at signing is applied to any add-on or customization. Lenders One members pay $39.99 per closed loan — the discount applies to the per-closed-loan price only.
Does BIG POS integrate with Encompass?
Yes — natively and bi-directionally. BIG POS was built by certified Encompass admins; every field, document and status lives in Encompass, and vendor integrations (Argyle, Gateless, Informative Research, Lodestar and more) run through Encompass Partner Connect.
Is BIG POS white-label?
Yes. Borrower, loan-officer and partner experiences carry your brand (and DBA brands), with LO, branch and company landing pages.
Does BIG POS have a mobile app?
Yes. Loan officers get pipeline, documents, pre-approvals, notifications and the LOA voice assistant on iOS and Android; borrowers apply, upload, e-sign and track status from the app on your brand.
Who built BIG POS?
Mortgage Automation Technologies, a fintech cooperative founded by mortgage executives, loan officers and underwriters. Member lenders co-fund development and vote on the roadmap; there is no venture capital.

The custom demo environment

This page is the brochure. The product is inside the demo.

demo.thebigpos.com is a self-learning video directory of the whole platform — every system function, walked through on camera and organized by role, so you can learn it all at your own pace.

  • Every function on videothe full system, screen by screen, self-guided
  • Role-based learning pathsloan officer, borrower, real-estate partner, admin
  • Live pricing toolsquote builder with your volume, product bundles, costs
  • Briefs, papers & testimonialswhite papers and client-approved reviews
Inside the BIG POS demo library — role-based video directory with feature search and tourThis is what you’ll log into — every function on video.

How access works: request a code → we email your access code → you’re in.

Request your access code Or schedule a live demo

Codes are approved by a person — usually same business day.